Ocular emergencies like eye infections are usually not covered.  For more information, please visit the Ontario Ministry of Health and Long-Term Care  Website  (English)  (French). The cost of routine eye exams and prescription eyewear can be of real concern,  especially for large families. In many cases, vision insurance can lower these annual  expenses. A vision insurance policy is not the same as health insurance. Regular health insurance  plans protect you against financial losses due to unexpected eye injuries or disease.  Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye  care, prescription eyewear and other vision-related services at a reduced cost. !